After reporting the accident to the insurance company, there are several options to consider. If your vehicle is drivable, you can choose to continue your trip and wait until you get home to resume settling your claim through the US claims office of the insurance company.

With both Genworth and ACE, your car can be repaired in the United States or Canada. Genworth will pay prevailing US or Canadian labor rates. ACE will pay either $38/hr or up to $70/hr depending on which policy you purchased.

If the car was a total loss, the insurance company will determine its value according to vehicle value guides such and the Kelley Blue Book or the NADA Guides.